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h3{margin-bottom:1rem}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem}.benefit-card{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:1.25rem;box-shadow:var(--shadow);transition:all .2s}.benefit-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg);border-color:var(--accent)}.benefit-icon{font-size:1.75rem;display:block;margin-bottom:.5rem}.benefit-card h4{margin-bottom:.25rem}.benefit-card p{font-size:.85rem;color:var(--muted);line-height:1.5}.distinct-section{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:1.5rem;margin-bottom:2rem;box-shadow:var(--shadow);overflow-x:auto}.distinct-section h3{margin-bottom:1rem}.comparison-table th{background:var(--bg)}.comparison-table td{text-align:center}.comparison-table td:first-child{text-align:left;font-weight:600}.terms-section{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:1.5rem;margin-bottom:2rem;box-shadow:var(--shadow)}.terms-section h3{margin-bottom:1rem}.terms-content p{font-size:.85rem;color:var(--muted);margin-bottom:.75rem;line-height:1.6}.terms-content strong{color:var(--text)}.welcome-banner{background:linear-gradient(135deg,var(--accent-light),#fff);border:1px solid var(--accent);border-radius:16px;padding:1.5rem 2rem;margin-bottom:2rem}.welcome-banner h2{color:var(--accent-dark);margin-bottom:.25rem}.welcome-banner p{color:var(--muted)}.quick-stats{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:1rem;margin-bottom:2rem}.quick-stat-card{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:1.25rem;text-align:center;cursor:pointer;transition:all .2s;box-shadow:var(--shadow)}.quick-stat-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg);border-color:var(--accent)}.quick-stat-icon{font-size:1.75rem;display:block;margin-bottom:.5rem}.quick-stat-num{font-size:1.5rem;font-weight:800;color:var(--accent);display:block}.quick-stat-label{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}.quick-actions{margin-bottom:2rem}.quick-action-row{display:flex;flex-wrap:wrap;gap:.75rem}.quick-action-btn{display:flex;align-items:center;gap:.5rem;padding:.75rem 1.25rem;border:1px solid var(--border);border-radius:10px;background:var(--card);cursor:pointer;font-weight:600;color:var(--text);transition:all .2s;box-shadow:var(--shadow)}.quick-action-btn:hover{border-color:var(--accent);background:var(--accent-light);color:var(--accent)}.form-label{display:block;font-size:.85rem;font-weight:600;color:var(--text);margin-bottom:.35rem}@media(max-width:768px){.quick-stats{grid-template-columns:1fr 1fr}.benefits-grid{grid-template-columns:1fr}.process-flow{flex-direction:column}.process-arrow{display:none}}